Updated 2026-03-19

Money Market Funds in Your 401(k): Yields, Safety & When to Use

How money market funds work in your 401(k), current yields, comparison with stable value funds, and when parking in cash helps or hurts your retirement savings.

What You Will Learn

This guide covers everything you need to know about money market funds in your 401(k): yields, safety & when to use. We break down the rules, compare your options, and provide tools to help you make informed decisions about your retirement savings.

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Pavlo Pyskunov

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-19

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