Updated 2026-03-30

Asset Allocation Calculator

Get a suggested investment mix based on your age and risk tolerance

A common starting point is the "age in bonds" rule - subtract your age from 110 to get your stock allocation. A 30-year-old would hold 80% stocks and 20% bonds, gradually shifting to more bonds as retirement approaches.

Sample Allocations by Age

Age 25-35: 80-90% stocks, 10-20% bonds
Age 45-55: 60-70% stocks, 30-40% bonds
Age 60+: 40-50% stocks, 50-60% bonds

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-30