Asset Allocation Calculator
Get a suggested investment mix based on your age and risk tolerance
A common starting point is the "age in bonds" rule - subtract your age from 110 to get your stock allocation. A 30-year-old would hold 80% stocks and 20% bonds, gradually shifting to more bonds as retirement approaches.
Sample Allocations by Age
- Age 25-35: 80-90% stocks, 10-20% bonds
- Age 45-55: 60-70% stocks, 30-40% bonds
- Age 60+: 40-50% stocks, 50-60% bonds