Updated 2026-03-20

Average 401(k) Contribution by Age and Income

See how your 401(k) contributions compare to national averages by age bracket. Benchmarking data and recommended amounts.

What You Will Learn

This guide covers everything you need to know about average 401(k) contribution by age and income. We break down the rules, compare your options, and provide tools to help you make informed decisions about your retirement savings.

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Pavlo Pyskunov

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-20

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