Updated 2026-03-30

401(k) Catch-Up Contribution Calculator (Ages 50+)

Calculate how catch-up contributions boost your retirement. $8,000 extra for 50+, $11,250 super catch-up for ages 60-63.

How to Use This Calculator

Enter your financial details below to get personalized results. Our calculator uses 2026 IRS limits and rules to provide accurate projections for your specific situation.

Key 2026 Numbers

$24,500
Employee Deferral
$8,000
Catch-Up (50+)
$72,000
Total Limit (415c)

Enable JavaScript for the full interactive calculator experience with real-time projections and detailed breakdowns.

Pavlo Pyskunov

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-30

Related Articles

Catch-Up Contributions Guide (50+ & 60-63)

2026 catch-up contribution limits: $8,000 for 50+ and $11,250 super catch-up for ages 60-63.

 401(k) Contribution Limits 2020-2026

IRS-verified 401(k) contribution limits for 2026: $24,500 employee, $8,000 catch-up, $11,250 super catch-up.

 SECURE 2.0 Super Catch-Up (Ages 60-63) -$11,250 Extra

How the 2026 super catch-up lets workers ages 60-63 contribute $35,750 total. Roth requirement, 4-year strategy, and ...

 Free 401(k) Calculator (2026) - Project Your Retirement Savings

Free 401(k) retirement calculator with live market data. Project your savings, employer match, and compound growth.

 How to Max Out Your 401(k) in 2026 ($24,500 Limit)

Step-by-step guide to contributing the full $24,500 in 2026. Per-paycheck amounts, employer match strategy, and compo...