National Veterinary Associates 401(k) Plan
Westlake Village, California
National Veterinary Associates 401K plan details: employer match info, participant login access, withdrawal options, and full plan review. 2026 data...
Plan Analysis
National Veterinary Associates, in the Professional & Technical Services sector and headquartered in California, manages a 401(k) program with $809.2M in total plan assets across 49,760 active participants, established 26 years ago. The plan saw strong asset growth of 24.2% year-over-year, significantly outpacing the typical 401(k) plan. The average balance of $16K per participant may reflect a younger workforce or higher employee turnover. The employer contributed an average of $2,072 per active participant, equivalent to 8% of the 2026 employee deferral limit. Participants contributed an average of $485 each through employee deferrals. Distributions totaled $67.1M (8% of assets), reflecting normal retirement and separation activity.
How National Veterinary Associates Compares
Comparison against 284 employer 401(k) plans in our database
| Metric | National Veterinary Associates | Database Median | Comparison |
|---|---|---|---|
| Avg. Balance per Participant | $16K | $140K | ▼ 88% below median |
| Employer Contribution per Participant | $2K | $3K | ▼ 40% below median |
| YoY Asset Growth | 24.2% | 12.9% | ▲ Above median |
| Total Assets vs. Professional & Technical Services Sector | $809.2M | $6.5B | ▼ 88% below sector median |
Contact Information
Plan Sponsor
NATIONAL VETERINARY ASSOCIATES, INC.
1 BAXTER WAY, WESTLAKE VILLAGE, CA 91362
Filing Information
EIN: 95-4578066
Plan Effective Date: 1998-01-01
Source: DOL Form 5500 (Latest Filings)
2026 Contribution Limits for National Veterinary Associates 401(k)
| Category | Limit | Details |
|---|---|---|
| Employee Deferral | $24,500 | Standard elective deferral limit for all participants |
| Catch-Up (Age 50+) | +$8,000 | Additional contributions for participants age 50 and over (total: $32,500) |
| Super Catch-Up (Age 60-63) | +$11,250 | SECURE 2.0 enhanced catch-up for ages 60-63 (total: $35,750) |
| Total Annual Additions (415 Limit) | $72,000 | Maximum combined employee + employer contributions |
| Compensation Cap | $350,000 | Maximum compensation considered for contributions |
| National Veterinary Associates Avg. Employee Deferral | $485 | 2% of the $24,500 limit (based on latest Form 5500 filing) |
| National Veterinary Associates Avg. Employer Contribution | $2,072 | Employer contributes $103.1M total across 49,760 participants |
National Veterinary Associates 401(k) Plan Details
Data from DOL Form 5500 (Latest Filings)
| Plan Name | Active Participants | Total Assets | Employer Contributions | Participant Contributions | 401(k) |
|---|---|---|---|---|---|
| NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN | 49,760 | $809.2M | $103.1M | $24.2M | Yes |
Plan Type Details
Primary Plan: NATIONAL VETERINARY ASSOCIATES, INC. 401(K) PLAN
Plan Types: DC (401(k)); DC (Money Purchase); DC (Target Benefit); DC (Other); Offset; DC (SIMPLE 401(k)); Custodial 403(b)(7); 457 Plan
Funded By: Trust Insurance
Financial Summary
| Metric | Amount |
|---|---|
| Total Assets (Beginning of Year) | $651,568,425 |
| Total Assets (End of Year) | $809,155,371 |
| Employer Contributions | $103,109,991 |
| Participant Contributions | $24,151,855 |
| Total Distributions | $67,053,195 |
| Total Income (Gains/Losses) | $236,330,131 |
| Total Expenses | $70,119,787 |
| Outstanding Participant Loans | $5,497,736 |
Participant Breakdown
Plan Review & Rating
Based on 83 plan data ratings and analysis
Ratings are based on publicly available plan data, participant feedback, and industry benchmarks. Individual experience may vary. This is not financial advice. Data sourced from DOL Form 5500 filings.
People Also Ask About National Veterinary Associates 401(k)
The National Veterinary Associates 401(k) match competitiveness depends on the formula and vesting schedule. Based on the plan's 427% employer-to-employee contribution ratio ($2,072 per participant), National Veterinary Associates's match appears above average compared to the typical 3-6% employer match. Compare it with industry averages where the typical employer match is between 3-6% of salary. Review the specific match percentage and vesting timeline with your HR department.
Vesting schedules determine when employer match contributions fully belong to you. Common schedules include immediate vesting, 3-year cliff vesting, or 6-year graded vesting. At National Veterinary Associates, with $103.1M in annual employer contributions across the plan, understanding your vesting timeline is critical before considering a job change. Contact National Veterinary Associates HR for the exact vesting schedule.
Withdrawals from your National Veterinary Associates 401(k) are generally available after age 59½, upon separation from service, disability, or financial hardship. The plan processed $67.1M in distributions during the last filing year. Early withdrawals before age 59½ may be subject to a 10% penalty plus income taxes. The Rule of 55 allows penalty-free withdrawals if you leave National Veterinary Associates at age 55 or older.
Yes, you can roll over your National Veterinary Associates 401(k) to a Traditional IRA (for pre-tax funds) or Roth IRA (for Roth 401(k) funds). With an average balance of $16K per participant, a direct rollover avoids the mandatory 20% withholding that applies to indirect rollovers. Contact your plan administrator or the receiving IRA custodian to initiate the transfer.
Many Fortune 500 companies, including National Veterinary Associates, have auto-enrollment features. With 49,760 active participants and $24.2M in annual employee deferrals, the plan demonstrates strong participation. Auto-enrollment typically starts at 3-6% of salary with annual escalation. You can opt out or change your contribution rate at any time through the plan provider portal.
Frequently Asked Questions
National Veterinary Associates offers an employer match through their 401(k) plan. Based on the filing data, National Veterinary Associates contributed $103.1M in employer contributions against $24.2M in participant deferrals — a 427% employer-to-employee ratio, suggesting a generous match formula. The exact match formula may vary by plan and employment status. Contact National Veterinary Associates HR or your plan administrator for the specific match formula applicable to your situation.
You can access your National Veterinary Associates 401(k) account through the plan provider's participant portal. The plan serves 49,760 active participants. If you're a current or former employee, use the login link above or contact the plan administrator at the phone number listed on this page. First-time users will need to register using their Social Security number and date of birth.
For 2026, National Veterinary Associates 401(k) participants can contribute up to $24,500 in employee deferrals. Participants aged 50+ can contribute an additional $8,000 in catch-up contributions (total $32,500). Those aged 60-63 can make super catch-up contributions of $11,250 (total $35,750). Currently, National Veterinary Associates participants contribute an average of $485 per year in employee deferrals. Employer contributions are separate from these limits.
Many National Veterinary Associates 401(k) plans offer loan provisions. As of the latest filing, National Veterinary Associates participants had $5.5M in outstanding loans (averaging $110 across participants with active loans). The IRS limits 401(k) loans to the lesser of $50,000 or 50% of your vested balance. With an average account balance of $16K in the National Veterinary Associates plan, the maximum potential loan amount for a fully vested participant would vary accordingly. Check with your plan administrator for specific loan terms.
When you leave National Veterinary Associates, you have several options for your 401(k): keep it in the plan (if the balance is over $7,000), roll it over to a new employer's plan, roll it to an IRA, or take a cash distribution (subject to taxes and potential penalties). In the most recent filing year, the plan processed $67.1M in distributions to departing or retired participants. Employer match contributions may be subject to a vesting schedule.
According to the most recent Form 5500 filing, the National Veterinary Associates 401(k) plan has 49,760 active participants managing $809.2M in plan assets. The average account balance is $16K per participant, and the plan was originally established on N/A.
Many major employers, including National Veterinary Associates, offer both traditional pre-tax and Roth after-tax 401(k) contribution options. Given that National Veterinary Associates participants average $485 in annual deferrals, choosing between Roth and traditional depends on whether you expect your tax bracket to be higher or lower in retirement. Contact the National Veterinary Associates plan administrator for availability.
The National Veterinary Associates 401(k) plan typically offers a range of investment options including target-date funds, index funds, actively managed funds, and potentially company stock. The plan generated $236.3M in total investment income during the last filing year. Log into your account to see current investment options and performance.
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Disclaimer: Information on this page is sourced from public DOL Form 5500 filings and is provided for educational purposes only. This is not financial, tax, or investment advice. Plan details may have changed since the last filing. Always consult your plan administrator, HR department, or a qualified financial advisor for the most current information about your 401(k) plan. 401K.is is not affiliated with National Veterinary Associates or their plan providers.
Last updated: February 2026 | Data source: DOL Form 5500 (Latest Filings) | Filed: 2025-10-13