Updated 2026-03-20
ADP vs Slavic401k 401(k) Comparison
Compare ADP Retirement Services (#7, 8.1/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | ADP | Slavic401k |
|---|---|---|
| Overall Score | 8.1/10 | 6.1/10 |
| Rank | #7 | #25 |
| AUM | $130 billion | $3 billion |
| Participants | 3 million | 50,000 |
| Plan Sponsors | 90,000+ | 2,500+ |
| Founded | 1949 | 1995 |
Ratings Comparison
| Category | ADP | Slavic401k |
|---|---|---|
| Fees & Costs | 3.4/5 | 3.2/5 |
| Investment Options | 3.5/5 | 4.8/5 |
| Customer Service | 4.0/5 | 3.4/5 |
| Mobile App | 3.7/5 | 3.0/5 |
Fee Comparison
| Fee Type | ADP | Slavic401k |
|---|---|---|
| Admin Fees | $2,000 - $5,000/year base | $1,200 - $2,500/year + per-participant |
| Expense Ratios | Varies by investment partner | Varies by investment choice |
| Trading Fees | Plan dependent | $0 for stocks/ETFs, varies for options |
| Advisory Fees | 0.35% - 0.75% | N/A - self-directed |
ADP Strengths
- Direct payroll integration
- Automatic contribution processing
- Strong compliance support
- Easy setup for ADP payroll clients
Slavic401k Strengths
- Full self-directed brokerage within 401(k)
- Trade individual stocks, ETFs, options
- Maximum investment flexibility
- TD Ameritrade/Schwab brokerage window
Rollover, Loans & Withdrawals
| Feature | ADP | Slavic401k |
|---|---|---|
| Rollover Platform | ADP Retirement Portal | Slavic401k Portal |
| Loans Available | Yes | Yes |
| Withdrawal Methods | Online via ADP portal, Phone (800-695-7526) | Phone (800-356-3009), Online portal |
| Distribution Options | Lump sum, Partial withdrawal, Installment payments, Rollover to IRA | Lump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose ADP if you want:
- ADP payroll users
- Multi-state employers
- HR bundle seekers
- Compliance-focused companies
Choose Slavic401k if you want:
- Self-directed investors
- Active traders
- Sophisticated investors
- Those wanting maximum 401(k) flexibility
Our Verdict: ADP vs Slavic401k
ADP Retirement Services wins this comparison with a score of 8.1/10 vs 6.1/10. ADP excels with direct payroll integration, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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ADP vs Slavic401k: Complete 401(k) Comparison for 2026
Choosing between ADP Retirement Services and Slavic401k for your 401(k) is an important decision that affects your retirement savings. ADP offers payroll integration while Slavic401k is known for self-directed. In terms of fees, ADP charges Varies by investment partner expense ratios compared to Slavic401k's Varies by investment choice. ADP manages $130 billion in assets and serves 3 million participants, while Slavic401k has $3 billion AUM and 50,000 participants.
Key Differences: ADP vs Slavic401k
When comparing ADP and Slavic401k, consider their core strengths: ADP excels with direct payroll integration, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. ADP's customer service rating is 4.0/5 compared to Slavic401k's 3.4/5. For mobile experience, ADP scores 3.7/5 while Slavic401k scores 3.0/5.
Which Provider is Right for You?
Choose ADP if you prioritize adp payroll users. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual ADP and Slavic401k provider pages.
Frequently Asked Questions
ADP Retirement Services scores higher in our 2026 rankings with 8.1/10. ADP is best for adp payroll users, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.
ADP charges expense ratios of Varies by investment partner with admin fees of $2,000 - $5,000/year base. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. ADP's fees rating is 3.4/5 compared to Slavic401k's 3.2/5.
Yes, you can roll over between ADP and Slavic401k. ADP uses ADP Retirement Portal for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
ADP offers 401(k) loans. Slavic401k offers 401(k) loans. Both providers typically allow loans up to 50% of your vested balance or $50,000, whichever is less.
ADP scores 3.5/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. ADP's investment options include Partner Fund Lineups, Target Date Funds, Stable Value. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.
For small businesses, consider plan minimums and per-participant costs. ADP is best for adp payroll users, multi-state employers, hr bundle seekers, compliance-focused companies. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: ADP charges $2,000 - $5,000/year base vs Slavic401k's $1,200 - $2,500/year + per-participant.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20