Updated 2026-03-20

Betterment vs Slavic401k 401(k) Comparison

Compare Betterment at Work (#20, 6.7/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.

Overall Comparison

FeatureBettermentSlavic401k
Overall Score6.7/106.1/10
Rank#20#25
AUM$45 billion$3 billion
Participants400,00050,000
Plan Sponsors1,500+2,500+
Founded20101995

Ratings Comparison

CategoryBettermentSlavic401k
Fees & Costs4.0/53.2/5
Investment Options3.2/54.8/5
Customer Service4.0/53.4/5
Mobile App4.4/53.0/5

Fee Comparison

Fee TypeBettermentSlavic401k
Admin Fees$150/month + $6/employee$1,200 - $2,500/year + per-participant
Expense Ratios0.03% - 0.15%Varies by investment choice
Trading Fees$0$0 for stocks/ETFs, varies for options
Advisory FeesIncluded in platform feeN/A - self-directed

Betterment Strengths

Slavic401k Strengths

Rollover, Loans & Withdrawals

FeatureBettermentSlavic401k
Rollover PlatformBetterment AppSlavic401k Portal
Loans AvailableNoYes
Withdrawal MethodsOnline via Betterment app, Email supportPhone (800-356-3009), Online portal
Distribution OptionsLump sum, Partial withdrawal, Rollover to IRA, Required Minimum DistributionsLump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions

Which Should You Choose?

Choose Betterment if you want:

  • Tech companies
  • Startups
  • Hands-off investors
  • ESG-conscious employers

Choose Slavic401k if you want:

  • Self-directed investors
  • Active traders
  • Sophisticated investors
  • Those wanting maximum 401(k) flexibility

Our Verdict: Betterment vs Slavic401k

Betterment at Work wins this comparison with a score of 6.7/10 vs 6.1/10. Betterment excels with fully automated portfolio management, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.

Full Betterment Review Full Slavic401k Review

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Betterment vs Slavic401k: Complete 401(k) Comparison for 2026

Choosing between Betterment at Work and Slavic401k for your 401(k) is an important decision that affects your retirement savings. Betterment offers robo-advisor while Slavic401k is known for self-directed. In terms of fees, Betterment charges 0.03% - 0.15% expense ratios compared to Slavic401k's Varies by investment choice. Betterment manages $45 billion in assets and serves 400,000 participants, while Slavic401k has $3 billion AUM and 50,000 participants.

Key Differences: Betterment vs Slavic401k

When comparing Betterment and Slavic401k, consider their core strengths: Betterment excels with fully automated portfolio management, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Betterment's customer service rating is 4.0/5 compared to Slavic401k's 3.4/5. For mobile experience, Betterment scores 4.4/5 while Slavic401k scores 3.0/5.

Which Provider is Right for You?

Choose Betterment if you prioritize tech companies. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Betterment and Slavic401k provider pages.

Frequently Asked Questions

Betterment at Work scores higher in our 2026 rankings with 6.7/10. Betterment is best for tech companies, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.

Betterment charges expense ratios of 0.03% - 0.15% with admin fees of $150/month + $6/employee. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. Betterment's fees rating is 4.0/5 compared to Slavic401k's 3.2/5.

Yes, you can roll over between Betterment and Slavic401k. Betterment uses Betterment App for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.

Betterment does not offer 401(k) loans. Slavic401k offers 401(k) loans.

Betterment scores 3.2/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. Betterment's investment options include ETF Portfolios, Target Date Portfolios, Socially Responsible Portfolios. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.

For small businesses, consider plan minimums and per-participant costs. Betterment is best for tech companies, startups, hands-off investors, esg-conscious employers. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: Betterment charges $150/month + $6/employee vs Slavic401k's $1,200 - $2,500/year + per-participant.

Pavlo Pyskunov

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-20