Updated 2026-03-20
Employee Fiduciary vs Slavic401k 401(k) Comparison
Compare Employee Fiduciary (#24, 6.2/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | Employee Fiduciary | Slavic401k |
|---|---|---|
| Overall Score | 6.2/10 | 6.1/10 |
| Rank | #24 | #25 |
| AUM | $6 billion | $3 billion |
| Participants | 80,000 | 50,000 |
| Plan Sponsors | 3,000+ | 2,500+ |
| Founded | 2004 | 1995 |
Ratings Comparison
| Category | Employee Fiduciary | Slavic401k |
|---|---|---|
| Fees & Costs | 4.8/5 | 3.2/5 |
| Investment Options | 3.2/5 | 4.8/5 |
| Customer Service | 4.2/5 | 3.4/5 |
| Mobile App | 2.5/5 | 3.0/5 |
Fee Comparison
| Fee Type | Employee Fiduciary | Slavic401k |
|---|---|---|
| Admin Fees | $1,500/year + $30/participant | $1,200 - $2,500/year + per-participant |
| Expense Ratios | 0.03% - 0.15% | Varies by investment choice |
| Trading Fees | $0 | $0 for stocks/ETFs, varies for options |
| Advisory Fees | Included as 3(38) fiduciary | N/A - self-directed |
Employee Fiduciary Strengths
- Full 3(38) investment fiduciary services included
- Among the lowest all-in costs
- Consistently rated best by independent reviewers
- Low-cost Vanguard fund lineup
Slavic401k Strengths
- Full self-directed brokerage within 401(k)
- Trade individual stocks, ETFs, options
- Maximum investment flexibility
- TD Ameritrade/Schwab brokerage window
Rollover, Loans & Withdrawals
| Feature | Employee Fiduciary | Slavic401k |
|---|---|---|
| Rollover Platform | Employee Fiduciary Portal | Slavic401k Portal |
| Loans Available | Yes | Yes |
| Withdrawal Methods | Phone (877-401-5100), Online portal | Phone (800-356-3009), Online portal |
| Distribution Options | Lump sum, Partial withdrawal, Rollover to IRA, Required Minimum Distributions | Lump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose Employee Fiduciary if you want:
- Cost-conscious small businesses
- Employers wanting fiduciary protection
- Index fund believers
- Plan sponsors seeking simplicity
Choose Slavic401k if you want:
- Self-directed investors
- Active traders
- Sophisticated investors
- Those wanting maximum 401(k) flexibility
Our Verdict: Employee Fiduciary vs Slavic401k
Employee Fiduciary wins this comparison with a score of 6.2/10 vs 6.1/10. Employee Fiduciary excels with full 3(38) investment fiduciary services included, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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Employee Fiduciary vs Slavic401k: Complete 401(k) Comparison for 2026
Choosing between Employee Fiduciary and Slavic401k for your 401(k) is an important decision that affects your retirement savings. Employee Fiduciary offers 3(38) fiduciary while Slavic401k is known for self-directed. In terms of fees, Employee Fiduciary charges 0.03% - 0.15% expense ratios compared to Slavic401k's Varies by investment choice. Employee Fiduciary manages $6 billion in assets and serves 80,000 participants, while Slavic401k has $3 billion AUM and 50,000 participants.
Key Differences: Employee Fiduciary vs Slavic401k
When comparing Employee Fiduciary and Slavic401k, consider their core strengths: Employee Fiduciary excels with full 3(38) investment fiduciary services included, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Employee Fiduciary's customer service rating is 4.2/5 compared to Slavic401k's 3.4/5. For mobile experience, Employee Fiduciary scores 2.5/5 while Slavic401k scores 3.0/5.
Which Provider is Right for You?
Choose Employee Fiduciary if you prioritize cost-conscious small businesses. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Employee Fiduciary and Slavic401k provider pages.
Frequently Asked Questions
Employee Fiduciary scores higher in our 2026 rankings with 6.2/10. Employee Fiduciary is best for cost-conscious small businesses, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.
Employee Fiduciary charges expense ratios of 0.03% - 0.15% with admin fees of $1,500/year + $30/participant. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. Employee Fiduciary's fees rating is 4.8/5 compared to Slavic401k's 3.2/5.
Yes, you can roll over between Employee Fiduciary and Slavic401k. Employee Fiduciary uses Employee Fiduciary Portal for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
Employee Fiduciary offers 401(k) loans. Slavic401k offers 401(k) loans. Both providers typically allow loans up to 50% of your vested balance or $50,000, whichever is less.
Employee Fiduciary scores 3.2/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. Employee Fiduciary's investment options include Vanguard Index Funds, Target Date Funds, Bond Funds. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.
For small businesses, consider plan minimums and per-participant costs. Employee Fiduciary is best for cost-conscious small businesses, employers wanting fiduciary protection, index fund believers, plan sponsors seeking simplicity. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: Employee Fiduciary charges $1,500/year + $30/participant vs Slavic401k's $1,200 - $2,500/year + per-participant.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20