Updated 2026-03-20
Lincoln Financial vs Slavic401k 401(k) Comparison
Compare Lincoln Financial (#17, 6.9/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | Lincoln Financial | Slavic401k |
|---|---|---|
| Overall Score | 6.9/10 | 6.1/10 |
| Rank | #17 | #25 |
| AUM | $350 billion | $3 billion |
| Participants | 8 million | 50,000 |
| Plan Sponsors | 10,000+ | 2,500+ |
| Founded | 1905 | 1995 |
Ratings Comparison
| Category | Lincoln Financial | Slavic401k |
|---|---|---|
| Fees & Costs | 3.3/5 | 3.2/5 |
| Investment Options | 3.8/5 | 4.8/5 |
| Customer Service | 3.9/5 | 3.4/5 |
| Mobile App | 3.4/5 | 3.0/5 |
Fee Comparison
| Fee Type | Lincoln Financial | Slavic401k |
|---|---|---|
| Admin Fees | Varies by plan size | $1,200 - $2,500/year + per-participant |
| Expense Ratios | 0.10% - 1.5% | Varies by investment choice |
| Trading Fees | Plan dependent | $0 for stocks/ETFs, varies for options |
| Advisory Fees | 0.40% - 1.0% | N/A - self-directed |
Lincoln Financial Strengths
- Strong guaranteed income and annuity options
- Insurance-backed stability
- Lincoln Director platform for plan sponsors
- Managed account services through Lincoln Alliance
Slavic401k Strengths
- Full self-directed brokerage within 401(k)
- Trade individual stocks, ETFs, options
- Maximum investment flexibility
- TD Ameritrade/Schwab brokerage window
Rollover, Loans & Withdrawals
| Feature | Lincoln Financial | Slavic401k |
|---|---|---|
| Rollover Platform | Lincoln Financial Portal | Slavic401k Portal |
| Loans Available | Yes | Yes |
| Withdrawal Methods | Online via Lincoln Financial portal, Phone (800-454-6265), Through plan administrator | Phone (800-356-3009), Online portal |
| Distribution Options | Lump sum, Partial withdrawal, Annuity conversion, Installment payments, Rollover to IRA, Required Minimum Distributions | Lump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose Lincoln Financial if you want:
- Companies wanting guaranteed income options
- Insurance-focused employers
- Mid-size to large plans
- Annuity seekers
Choose Slavic401k if you want:
- Self-directed investors
- Active traders
- Sophisticated investors
- Those wanting maximum 401(k) flexibility
Our Verdict: Lincoln Financial vs Slavic401k
Lincoln Financial wins this comparison with a score of 6.9/10 vs 6.1/10. Lincoln Financial excels with strong guaranteed income and annuity options, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
Other Popular Comparisons
Compare these 401(k) providers head-to-head
Vanguard vs Slavic401kCompare these 401(k) providers head-to-head
Schwab vs Slavic401kCompare these 401(k) providers head-to-head
Empower vs Slavic401kCompare these 401(k) providers head-to-head
T. Rowe Price vs Slavic401kCompare these 401(k) providers head-to-head
Principal vs Slavic401kCompare these 401(k) providers head-to-head
Lincoln Financial vs Slavic401k: Complete 401(k) Comparison for 2026
Choosing between Lincoln Financial and Slavic401k for your 401(k) is an important decision that affects your retirement savings. Lincoln Financial offers top 10 recordkeeper while Slavic401k is known for self-directed. In terms of fees, Lincoln Financial charges 0.10% - 1.5% expense ratios compared to Slavic401k's Varies by investment choice. Lincoln Financial manages $350 billion in assets and serves 8 million participants, while Slavic401k has $3 billion AUM and 50,000 participants.
Key Differences: Lincoln Financial vs Slavic401k
When comparing Lincoln Financial and Slavic401k, consider their core strengths: Lincoln Financial excels with strong guaranteed income and annuity options, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Lincoln Financial's customer service rating is 3.9/5 compared to Slavic401k's 3.4/5. For mobile experience, Lincoln Financial scores 3.4/5 while Slavic401k scores 3.0/5.
Which Provider is Right for You?
Choose Lincoln Financial if you prioritize companies wanting guaranteed income options. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Lincoln Financial and Slavic401k provider pages.
Frequently Asked Questions
Lincoln Financial scores higher in our 2026 rankings with 6.9/10. Lincoln Financial is best for companies wanting guaranteed income options, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.
Lincoln Financial charges expense ratios of 0.10% - 1.5% with admin fees of Varies by plan size. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. Lincoln Financial's fees rating is 3.3/5 compared to Slavic401k's 3.2/5.
Yes, you can roll over between Lincoln Financial and Slavic401k. Lincoln Financial uses Lincoln Financial Portal for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
Lincoln Financial offers 401(k) loans. Slavic401k offers 401(k) loans. Both providers typically allow loans up to 50% of your vested balance or $50,000, whichever is less.
Lincoln Financial scores 3.8/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. Lincoln Financial's investment options include Mutual Funds, Target Date Funds, Fixed Annuities. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.
For small businesses, consider plan minimums and per-participant costs. Lincoln Financial is best for companies wanting guaranteed income options, insurance-focused employers, mid-size to large plans, annuity seekers. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: Lincoln Financial charges Varies by plan size vs Slavic401k's $1,200 - $2,500/year + per-participant.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20