Updated 2026-03-20
Morgan Stanley vs Slavic401k 401(k) Comparison
Compare Morgan Stanley at Work (#19, 6.8/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | Morgan Stanley | Slavic401k |
|---|---|---|
| Overall Score | 6.8/10 | 6.1/10 |
| Rank | #19 | #25 |
| AUM | $6.2 trillion | $3 billion |
| Participants | 6 million | 50,000 |
| Plan Sponsors | 15,000+ | 2,500+ |
| Founded | 1935 | 1995 |
Ratings Comparison
| Category | Morgan Stanley | Slavic401k |
|---|---|---|
| Fees & Costs | 3.0/5 | 3.2/5 |
| Investment Options | 4.5/5 | 4.8/5 |
| Customer Service | 4.1/5 | 3.4/5 |
| Mobile App | 4.0/5 | 3.0/5 |
Fee Comparison
| Fee Type | Morgan Stanley | Slavic401k |
|---|---|---|
| Admin Fees | Varies by plan size and services | $1,200 - $2,500/year + per-participant |
| Expense Ratios | 0.03% - 1.5% | Varies by investment choice |
| Trading Fees | $0 for stocks/ETFs via E*Trade | $0 for stocks/ETFs, varies for options |
| Advisory Fees | 0.50% - 1.5% | N/A - self-directed |
Morgan Stanley Strengths
- Access to Morgan Stanley financial advisors
- E*Trade self-directed brokerage window
- Full wealth management integration
- Stock plan and equity compensation expertise
Slavic401k Strengths
- Full self-directed brokerage within 401(k)
- Trade individual stocks, ETFs, options
- Maximum investment flexibility
- TD Ameritrade/Schwab brokerage window
Rollover, Loans & Withdrawals
| Feature | Morgan Stanley | Slavic401k |
|---|---|---|
| Rollover Platform | Morgan Stanley at Work Portal | Slavic401k Portal |
| Loans Available | Yes | Yes |
| Withdrawal Methods | Online via Morgan Stanley portal, Phone (800-869-3326), Through Morgan Stanley financial advisor, Branch office visit | Phone (800-356-3009), Online portal |
| Distribution Options | Lump sum, Partial withdrawal, Systematic withdrawals, Rollover to IRA, Required Minimum Distributions | Lump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose Morgan Stanley if you want:
- Companies with stock plans
- Employees wanting full brokerage access
- High-net-worth participants
- Self-directed traders
Choose Slavic401k if you want:
- Self-directed investors
- Active traders
- Sophisticated investors
- Those wanting maximum 401(k) flexibility
Our Verdict: Morgan Stanley vs Slavic401k
Morgan Stanley at Work wins this comparison with a score of 6.8/10 vs 6.1/10. Morgan Stanley excels with access to morgan stanley financial advisors, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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Morgan Stanley vs Slavic401k: Complete 401(k) Comparison for 2026
Choosing between Morgan Stanley at Work and Slavic401k for your 401(k) is an important decision that affects your retirement savings. Morgan Stanley offers wealth management while Slavic401k is known for self-directed. In terms of fees, Morgan Stanley charges 0.03% - 1.5% expense ratios compared to Slavic401k's Varies by investment choice. Morgan Stanley manages $6.2 trillion in assets and serves 6 million participants, while Slavic401k has $3 billion AUM and 50,000 participants.
Key Differences: Morgan Stanley vs Slavic401k
When comparing Morgan Stanley and Slavic401k, consider their core strengths: Morgan Stanley excels with access to morgan stanley financial advisors, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Morgan Stanley's customer service rating is 4.1/5 compared to Slavic401k's 3.4/5. For mobile experience, Morgan Stanley scores 4.0/5 while Slavic401k scores 3.0/5.
Which Provider is Right for You?
Choose Morgan Stanley if you prioritize companies with stock plans. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Morgan Stanley and Slavic401k provider pages.
Frequently Asked Questions
Morgan Stanley at Work scores higher in our 2026 rankings with 6.8/10. Morgan Stanley is best for companies with stock plans, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.
Morgan Stanley charges expense ratios of 0.03% - 1.5% with admin fees of Varies by plan size and services. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. Morgan Stanley's fees rating is 3.0/5 compared to Slavic401k's 3.2/5.
Yes, you can roll over between Morgan Stanley and Slavic401k. Morgan Stanley uses Morgan Stanley at Work Portal for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
Morgan Stanley offers 401(k) loans. Slavic401k offers 401(k) loans. Both providers typically allow loans up to 50% of your vested balance or $50,000, whichever is less.
Morgan Stanley scores 4.5/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. Morgan Stanley's investment options include Mutual Funds, Target Date Funds, Index Funds. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.
For small businesses, consider plan minimums and per-participant costs. Morgan Stanley is best for companies with stock plans, employees wanting full brokerage access, high-net-worth participants, self-directed traders. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: Morgan Stanley charges Varies by plan size and services vs Slavic401k's $1,200 - $2,500/year + per-participant.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20