Updated 2026-03-20
Transamerica vs Slavic401k 401(k) Comparison
Compare Transamerica (#11, 7.5/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | Transamerica | Slavic401k |
|---|---|---|
| Overall Score | 7.5/10 | 6.1/10 |
| Rank | #11 | #25 |
| AUM | $300 billion | $3 billion |
| Participants | 6 million | 50,000 |
| Plan Sponsors | 35,000+ | 2,500+ |
| Founded | 1904 | 1995 |
Ratings Comparison
| Category | Transamerica | Slavic401k |
|---|---|---|
| Fees & Costs | 3.6/5 | 3.2/5 |
| Investment Options | 3.7/5 | 4.8/5 |
| Customer Service | 3.8/5 | 3.4/5 |
| Mobile App | 3.5/5 | 3.0/5 |
Fee Comparison
| Fee Type | Transamerica | Slavic401k |
|---|---|---|
| Admin Fees | $750 - $3,000/year | $1,200 - $2,500/year + per-participant |
| Expense Ratios | 0.25% - 1.2% | Varies by investment choice |
| Trading Fees | Plan dependent | $0 for stocks/ETFs, varies for options |
| Advisory Fees | 0.35% - 0.85% | N/A - self-directed |
Transamerica Strengths
- complete financial wellness programs
- Flexible plan design options
- Strong educational resources and tools
- Integrated workplace benefits platform
Slavic401k Strengths
- Full self-directed brokerage within 401(k)
- Trade individual stocks, ETFs, options
- Maximum investment flexibility
- TD Ameritrade/Schwab brokerage window
Rollover, Loans & Withdrawals
| Feature | Transamerica | Slavic401k |
|---|---|---|
| Rollover Platform | Transamerica.com | Slavic401k Portal |
| Loans Available | Yes | Yes |
| Withdrawal Methods | Online via Transamerica.com, Phone (800-755-5801) | Phone (800-356-3009), Online portal |
| Distribution Options | Lump sum, Partial withdrawal, Installment payments, Rollover to IRA | Lump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose Transamerica if you want:
- Mid-sized companies
- Integrated benefits seekers
- Financial wellness focus
Choose Slavic401k if you want:
- Self-directed investors
- Active traders
- Sophisticated investors
- Those wanting maximum 401(k) flexibility
Our Verdict: Transamerica vs Slavic401k
Transamerica wins this comparison with a score of 7.5/10 vs 6.1/10. Transamerica excels with complete financial wellness programs, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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Transamerica vs Slavic401k: Complete 401(k) Comparison for 2026
Choosing between Transamerica and Slavic401k for your 401(k) is an important decision that affects your retirement savings. Transamerica offers workplace benefits while Slavic401k is known for self-directed. In terms of fees, Transamerica charges 0.25% - 1.2% expense ratios compared to Slavic401k's Varies by investment choice. Transamerica manages $300 billion in assets and serves 6 million participants, while Slavic401k has $3 billion AUM and 50,000 participants.
Key Differences: Transamerica vs Slavic401k
When comparing Transamerica and Slavic401k, consider their core strengths: Transamerica excels with complete financial wellness programs, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Transamerica's customer service rating is 3.8/5 compared to Slavic401k's 3.4/5. For mobile experience, Transamerica scores 3.5/5 while Slavic401k scores 3.0/5.
Which Provider is Right for You?
Choose Transamerica if you prioritize mid-sized companies. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Transamerica and Slavic401k provider pages.
Frequently Asked Questions
Transamerica scores higher in our 2026 rankings with 7.5/10. Transamerica is best for mid-sized companies, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.
Transamerica charges expense ratios of 0.25% - 1.2% with admin fees of $750 - $3,000/year. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. Transamerica's fees rating is 3.6/5 compared to Slavic401k's 3.2/5.
Yes, you can roll over between Transamerica and Slavic401k. Transamerica uses Transamerica.com for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
Transamerica offers 401(k) loans. Slavic401k offers 401(k) loans. Both providers typically allow loans up to 50% of your vested balance or $50,000, whichever is less.
Transamerica scores 3.7/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. Transamerica's investment options include Mutual Funds, Target Date Funds, Stable Value. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.
For small businesses, consider plan minimums and per-participant costs. Transamerica is best for mid-sized companies, integrated benefits seekers, financial wellness focus. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: Transamerica charges $750 - $3,000/year vs Slavic401k's $1,200 - $2,500/year + per-participant.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20