Updated 2026-03-20
Ubiquity vs Slavic401k 401(k) Comparison
Compare Ubiquity Retirement + Savings (#23, 6.3/10) and Slavic401k (#25, 6.1/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | Ubiquity | Slavic401k |
|---|---|---|
| Overall Score | 6.3/10 | 6.1/10 |
| Rank | #23 | #25 |
| AUM | $3.5 billion | $3 billion |
| Participants | 100,000 | 50,000 |
| Plan Sponsors | 10,000+ | 2,500+ |
| Founded | 1999 | 1995 |
Ratings Comparison
| Category | Ubiquity | Slavic401k |
|---|---|---|
| Fees & Costs | 4.0/5 | 3.2/5 |
| Investment Options | 3.7/5 | 4.8/5 |
| Customer Service | 3.9/5 | 3.4/5 |
| Mobile App | 3.2/5 | 3.0/5 |
Fee Comparison
| Fee Type | Ubiquity | Slavic401k |
|---|---|---|
| Admin Fees | $115 - $250/month flat fee | $1,200 - $2,500/year + per-participant |
| Expense Ratios | 0.03% - 0.80% | Varies by investment choice |
| Trading Fees | $0 | $0 for stocks/ETFs, varies for options |
| Advisory Fees | Optional, varies | N/A - self-directed |
Ubiquity Strengths
- True flat-fee pricing with no asset-based charges
- Costs become more competitive as assets grow
- Open architecture investment options
- Over 25 years of experience
Slavic401k Strengths
- Full self-directed brokerage within 401(k)
- Trade individual stocks, ETFs, options
- Maximum investment flexibility
- TD Ameritrade/Schwab brokerage window
Rollover, Loans & Withdrawals
| Feature | Ubiquity | Slavic401k |
|---|---|---|
| Rollover Platform | Ubiquity Portal | Slavic401k Portal |
| Loans Available | Yes | Yes |
| Withdrawal Methods | Online via Ubiquity portal, Phone (855-831-7344), Dedicated account manager | Phone (800-356-3009), Online portal |
| Distribution Options | Lump sum, Partial withdrawal, Installment payments, Rollover to IRA, Required Minimum Distributions | Lump sum, Partial withdrawal, In-kind transfer of securities, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose Ubiquity if you want:
- Growing small businesses
- Cost-transparent seekers
- Companies with growing plan assets
- Custom plan designers
Choose Slavic401k if you want:
- Self-directed investors
- Active traders
- Sophisticated investors
- Those wanting maximum 401(k) flexibility
Our Verdict: Ubiquity vs Slavic401k
Ubiquity Retirement + Savings wins this comparison with a score of 6.3/10 vs 6.1/10. Ubiquity excels with true flat-fee pricing with no asset-based charges, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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Ubiquity vs Slavic401k: Complete 401(k) Comparison for 2026
Choosing between Ubiquity Retirement + Savings and Slavic401k for your 401(k) is an important decision that affects your retirement savings. Ubiquity offers flat fee while Slavic401k is known for self-directed. In terms of fees, Ubiquity charges 0.03% - 0.80% expense ratios compared to Slavic401k's Varies by investment choice. Ubiquity manages $3.5 billion in assets and serves 100,000 participants, while Slavic401k has $3 billion AUM and 50,000 participants.
Key Differences: Ubiquity vs Slavic401k
When comparing Ubiquity and Slavic401k, consider their core strengths: Ubiquity excels with true flat-fee pricing with no asset-based charges, while Slavic401k stands out for full self-directed brokerage within 401(k). Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Ubiquity's customer service rating is 3.9/5 compared to Slavic401k's 3.4/5. For mobile experience, Ubiquity scores 3.2/5 while Slavic401k scores 3.0/5.
Which Provider is Right for You?
Choose Ubiquity if you prioritize growing small businesses. Choose Slavic401k if you're looking for self-directed investors. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Ubiquity and Slavic401k provider pages.
Frequently Asked Questions
Ubiquity Retirement + Savings scores higher in our 2026 rankings with 6.3/10. Ubiquity is best for growing small businesses, while Slavic401k is best for self-directed investors. The right choice depends on your employer's plan and your priorities.
Ubiquity charges expense ratios of 0.03% - 0.80% with admin fees of $115 - $250/month flat fee. Slavic401k charges Varies by investment choice expense ratios with admin fees of $1,200 - $2,500/year + per-participant. Ubiquity's fees rating is 4.0/5 compared to Slavic401k's 3.2/5.
Yes, you can roll over between Ubiquity and Slavic401k. Ubiquity uses Ubiquity Portal for rollovers, while Slavic401k uses Slavic401k Portal. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
Ubiquity offers 401(k) loans. Slavic401k offers 401(k) loans. Both providers typically allow loans up to 50% of your vested balance or $50,000, whichever is less.
Ubiquity scores 3.7/5 for investment options, while Slavic401k scores 4.8/5. Both offer target-date funds, index funds, and managed accounts. Ubiquity's investment options include Open Architecture, Mutual Funds, Target Date Funds. Slavic401k offers Individual Stocks, ETFs, Mutual Funds.
For small businesses, consider plan minimums and per-participant costs. Ubiquity is best for growing small businesses, cost-transparent seekers, companies with growing plan assets, custom plan designers. Slavic401k is best for self-directed investors, active traders, sophisticated investors, those wanting maximum 401(k) flexibility. Compare admin fees: Ubiquity charges $115 - $250/month flat fee vs Slavic401k's $1,200 - $2,500/year + per-participant.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20