Market Downturn Calculator

2020 COVID: 33% drop, recovered in 5 months
2008 Financial Crisis: 57% drop, recovered in 4 years
2000 Dot-com: 49% drop, recovered in 7 years

See how a market downturn affects your 401(k) and how long recovery takes

Market downturns are normal - the S&P 500 has declined 10%+ about once every 19 months historically. The average bear market (20%+ decline) lasts about 9.6 months, while the average bull market lasts 2.7 years. Staying invested during downturns has historically been rewarded.