Updated 2026-03-30

401(k) Fee Calculator

See how investment fees silently erode your retirement savings over time

A 1% fee difference can cost over $100,000 in lost retirement savings over 30 years. On a $100,000 balance growing at 7%, the difference between a 0.10% and 1.10% expense ratio is $215,000 after 30 years.

Fee Benchmarks

Index funds: 0.03% to 0.10% (low cost)
Target-date funds: 0.10% to 0.75%
Actively managed: 0.50% to 1.50%+ (high cost)

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-30