Nationwide 401(k) Provider Review

Nationwide charges administrative fees that vary by plan size. Expense ratios range from 0.30% - 1.3%, and advisory fees are 0.45% - 0.95%. Compare plans carefully as total costs depend on your plan size and investment selections.

You can log into your Nationwide 401(k) account through the plan provider portal. Current and former employees can use the participant login page. First-time users will need to register with their Social Security number and date of birth.

Nationwide ranks #13 in our 2026 provider rankings with a score of 7.3/10. They manage $250 billion in assets and serve 3.5 million participants. They are particularly strong for Public sector employees, Teachers and nonprofits, Guaranteed income seekers.

Yes, you can roll over your Nationwide 401(k) to a Traditional IRA, Roth IRA, or a new employer plan. A direct rollover avoids mandatory tax withholding. Contact Nationwide or your new provider to initiate the transfer.

Nationwide offers a range of investment options including Mutual Funds, Target Date Funds, Fixed Annuities, Stable Value. The specific fund lineup depends on your plan and may change periodically.

Nationwide scores 7.3/10 overall with ratings of 3.4/5 for fees, 3.5/5 for investment options, 4.0/5 for customer service, and 3.4/5 for mobile app. Compare with other top providers on our comparison pages.

To roll into Nationwide: Nationwide accepts rollovers from 401(k), 403(b), 457(b), and IRA accounts through Nationwide.com or by calling 877-677-3678. Nationwide is particularly experienced with public sector plan rollovers. To roll out: Request an outbound rollover through Nationwide.com or by phone. Nationwide processes direct rollovers to IRAs and other qualified plans. Use the Nationwide.com platform to manage your rollover.

Nationwide offers withdrawals via Online via Nationwide.com, Phone (877-677-3678). Distribution options include Lump sum, Partial withdrawal, Installment payments, Guaranteed lifetime income, Rollover to IRA. Nationwide offers guaranteed lifetime income options through their insurance products. Their stable value fund options provide principal protection for conservative investors nearing retirement.

Nationwide 401(k) plans may allow loans up to $50,000 or 50% of the vested balance. Repayment through payroll deduction over up to 5 years. Contact Nationwide for plan-specific loan terms.