Updated 2026-03-20

Roth Catch-Up Requirement 2026: SECURE 2.0 Section 603

New mandatory Roth catch-up rule for high earners. Who is affected, the $145K threshold, and planning strategies.

What You Will Learn

This guide covers everything you need to know about roth catch-up requirement 2026: secure 2.0 section 603. We break down the rules, compare your options, and provide tools to help you make informed decisions about your retirement savings.

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Pavlo Pyskunov

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-20

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