401(k) Tax Calculator

10%, 15%, 25%: Lower brackets (up to ~$96,000 single)
28%, 33%: Middle brackets
35%, 39.6%: Top brackets

Calculate how much your 401(k) saves on taxes and compare Traditional vs Roth after-tax outcomes

Traditional 401(k) contributions reduce your taxable income, saving you money on this year's taxes. Roth contributions are after-tax but grow tax-free. The better choice depends on your current vs future tax bracket.