Updated 2026-03-30

401(k) Tax Calculator

Calculate how much your 401(k) saves on taxes and compare Traditional vs Roth after-tax outcomes

Traditional 401(k) contributions reduce your taxable income, saving you money on this year's taxes. Roth contributions are after-tax but grow tax-free. The better choice depends on your current vs future tax bracket.

2026 Tax Brackets

10%, 15%, 25%: Lower brackets (up to ~$96,000 single)
28%, 33%: Middle brackets
35%, 39.6%: Top brackets

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-03-30