Board of Trustees I.A.T.S.E. Annuity Fund 401(k) Plan
New York, New York
Board of Trustees I.A.T.S.E. Annuity Fund 401K plan details: employer match info, participant login access, withdrawal options, and full plan review. 2026.
Plan Analysis
Board of Trustees I.A.T.S.E. Annuity Fund, in the Performing Arts & Sports sector and headquartered in New York, manages a 401(k) program with $1.4B in total plan assets across 100,349 active participants, established 51 years ago. Plan assets grew 11.4% year-over-year, reflecting solid investment returns and contributions. The average balance of $14K per participant may reflect a younger workforce or higher employee turnover. The employer contributed an average of $934 per active participant, equivalent to 4% of the 2026 employee deferral limit. Participants contributed an average of $93 each through employee deferrals. Distributions totaled $85.8M (6% of assets), reflecting normal retirement and separation activity.
Use our 401(k) calculator to see how your contributions could grow, or review the 2026 IRS limits.
Board of Trustees I.A.T.S.E. Annuity Fund 401(k) Data Insights
Key observations from the most recent Form 5500 filing
- Legacy plan: Established 51 years ago (1973), making it one of the longest-running 401(k) plans in its sector. Long-established plans often have more favorable terms and lower administrative costs.
- Higher expenses: Plan expenses of $93.2M represent 6.5% of assets, above the industry average. Participants should review fund expense ratios within their accounts.
- Strong returns: The plan generated $239.4M in investment income (16.8% of assets), reflecting favorable market conditions and investment selection during the filing year.
- Growth opportunity: Average contributions of $93 per year (0% of the $24,500 limit) suggest room to increase savings. Auto-escalation features can help participants gradually reach higher contribution rates.
How Board of Trustees I.A.T.S.E. Annuity Fund Compares
Comparison against 284 employer 401(k) plans in our database
| Metric | Board of Trustees I.A.T.S.E. Annuity Fund | Database Median | Comparison |
|---|---|---|---|
| Avg. Balance per Participant | $14K | $140K | ▼ 90% below median |
| Employer Contribution per Participant | $934 | $3K | ▼ 73% below median |
| YoY Asset Growth | 11.4% | 12.9% | ▬ Near median |
Board of Trustees I.A.T.S.E. Annuity Fund 401(k) Employer Match
Employer contributions of $934 per participant annually (may include profit sharing or non-elective contributions)
Use our employer match calculator to see how much free money you could earn.
Board of Trustees I.A.T.S.E. Annuity Fund 401(k) Plan Features
Plan features derived from DOL Form 5500 filing data
| Feature | Details |
|---|---|
| Employer Match | Employer contributions of $934 per participant annually (may include profit sharing or non-elective contributions) |
| Roth 401(k) | Available - after-tax contributions with tax-free qualified withdrawals |
| Plan History | Established 1973 - 51 years of retirement benefits |
How to Maximize Your Board of Trustees I.A.T.S.E. Annuity Fund 401(k)
Consider increasing your contribution rate annually - even 1% more per year adds up significantly over time
Evaluate the Roth 401(k) option if you expect your tax rate to be higher in retirement
Review your investment mix at least once a year and rebalance if allocations have drifted
Use our 401(k) calculator to project your retirement savings and find the right contribution rate
Use our 401(k) calculator to project your savings growth, or check how much free match money you could earn.
Contact Information
Plan Sponsor
BOARD OF TRUSTEES I.A.T.S.E. ANNUITY FUND
417 FIFTH AVENUE, 3RD FLOOR, NEW YORK, NY 10016-2204
Filing Information
EIN: 13-3088691
Plan Effective Date: 1973-09-21
Source: DOL Form 5500 (Latest Filings)
Board of Trustees I.A.T.S.E. Annuity Fund 401(k) Withdrawals
| Option | Details |
|---|---|
| Age 59½+ Withdrawals | Penalty-free withdrawals available after age 59½ |
| Rule of 55 | Penalty-free if you leave Board of Trustees I.A.T.S.E. Annuity Fund at age 55+ |
| Hardship Withdrawals | Check with plan administrator |
| 401(k) Loans | Check with plan administrator |
| Rollover | Roll over to new employer plan or IRA when leaving Board of Trustees I.A.T.S.E. Annuity Fund |
| Total Distributions (Latest Filing) | $85.8M paid to departing/retired participants |
2026 Contribution Limits for Board of Trustees I.A.T.S.E. Annuity Fund 401(k)
See the full breakdown in our 2026 contribution limits guide, including rules for catch-up contributions (50+) and super catch-up (60-63).
| Category | Limit | Details |
|---|---|---|
| Employee Deferral | $24,500 | Standard elective deferral limit for all participants |
| Catch-Up (Age 50+) | +$8,000 | Additional contributions for participants age 50 and over (total: $32,500) |
| Super Catch-Up (Age 60-63) | +$11,250 | SECURE 2.0 enhanced catch-up for ages 60-63 (total: $35,750) |
| Total Annual Additions (415 Limit) | $72,000 | Maximum combined employee + employer contributions |
| Compensation Cap | $350,000 | Maximum compensation considered for contributions |
| Board of Trustees I.A.T.S.E. Annuity Fund Avg. Employee Deferral | $93 | 0% of the $24,500 limit (based on latest Form 5500 filing) |
| Board of Trustees I.A.T.S.E. Annuity Fund Avg. Employer Contribution | $934 | Employer contributes $93.7M total across 100,349 participants |
Board of Trustees I.A.T.S.E. Annuity Fund 401(k) Plan Details
Data from DOL Form 5500 (Latest Filings)
| Plan Name | Active Participants | Total Assets | Employer Contributions | Participant Contributions | 401(k) |
|---|---|---|---|---|---|
| I.A.T.S.E. ANNUITY FUND | 100,349 | $1.4B | $93.7M | $9.4M | Yes |
Plan Type Details
Primary Plan: I.A.T.S.E. ANNUITY FUND
Plan Types: DC (401(k)); DC (Money Purchase); DC (Target Benefit); DC (Other); DC (SIMPLE 401(k))
Funded By: Trust
Financial Summary
| Metric | Amount |
|---|---|
| Total Assets (Beginning of Year) | $1,278,924,209 |
| Total Assets (End of Year) | $1,425,167,499 |
| Employer Contributions | $93,681,577 |
| Participant Contributions | $9,366,654 |
| Total Distributions | $85,804,712 |
| Total Income (Gains/Losses) | $239,409,897 |
| Total Expenses | $93,151,399 |
| Outstanding Participant Loans | $0 |
Participant Breakdown
Plan Review & Rating
Editorial rating based on DOL Form 5500 data
Ratings are based on publicly available plan data, participant feedback, and industry benchmarks. Individual experience may vary. This is not financial advice. Data sourced from DOL Form 5500 filings.
People Also Ask About Board of Trustees I.A.T.S.E. Annuity Fund 401(k)
The Board of Trustees I.A.T.S.E. Annuity Fund 401(k) match is Employer contributions of $934 per participant annually (may include profit sharing or non-elective contributions). Compared to the average Fortune 500 match of 4-6% of salary, Board of Trustees I.A.T.S.E. Annuity Fund's % maximum is below average. However, your own contributions are always fully vested, and the plan offers other advantages like mega backdoor Roth access. Always contribute at least enough to get the full match - it's free money.
Vesting schedules determine when employer match contributions fully belong to you. Common schedules include immediate vesting, 3-year cliff vesting, or 6-year graded vesting. At Board of Trustees I.A.T.S.E. Annuity Fund, with $93.7M in annual employer contributions across the plan, understanding your vesting timeline matters before considering a job change. Contact Board of Trustees I.A.T.S.E. Annuity Fund HR for the exact vesting schedule.
Withdrawals from your Board of Trustees I.A.T.S.E. Annuity Fund 401(k) are generally available after age 59½, upon separation from service, disability, or financial hardship. The plan processed $85.8M in distributions during the last filing year. Early withdrawals before age 59½ may be subject to a 10% penalty plus income taxes. The Rule of 55 allows penalty-free withdrawals if you leave Board of Trustees I.A.T.S.E. Annuity Fund at age 55 or older.
Yes, you can roll over your Board of Trustees I.A.T.S.E. Annuity Fund 401(k) to a Traditional IRA (for pre-tax funds) or Roth IRA (for Roth 401(k) funds). With an average balance of $14K per participant, a direct rollover avoids the mandatory 20% withholding that applies to indirect rollovers. Contact your plan administrator or the receiving IRA custodian to initiate the transfer.
Many Fortune 500 companies, including Board of Trustees I.A.T.S.E. Annuity Fund, have auto-enrollment features. With 100,349 active participants and $9.4M in annual employee deferrals, the plan demonstrates strong participation. Auto-enrollment typically starts at 3-6% of salary with annual escalation. You can opt out or change your contribution rate at any time through the plan provider portal.
Frequently Asked Questions
Board of Trustees I.A.T.S.E. Annuity Fund offers an employer match of Employer contributions of $934 per participant annually (may include profit sharing or non-elective contributions). Use our employer match calculator to see how much free money you could earn.
You can access your Board of Trustees I.A.T.S.E. Annuity Fund 401(k) account through the plan provider's participant portal. The plan serves 100,349 active participants. If you're a current or former employee, use the login link above or contact the plan administrator at the phone number listed on this page. First-time users will need to register using their Social Security number and date of birth.
For 2026, Board of Trustees I.A.T.S.E. Annuity Fund 401(k) participants can contribute up to $24,500 in employee deferrals. Participants aged 50+ can contribute an additional $8,000 in catch-up contributions (total $32,500). Those aged 60-63 can make super catch-up contributions of $11,250 (total $35,750). Currently, Board of Trustees I.A.T.S.E. Annuity Fund participants contribute an average of $93 per year in employee deferrals. Employer contributions are separate from these limits.
Many Board of Trustees I.A.T.S.E. Annuity Fund 401(k) plans offer loan provisions. The IRS limits 401(k) loans to the lesser of $50,000 or 50% of your vested balance. With an average account balance of $14K in the Board of Trustees I.A.T.S.E. Annuity Fund plan, the maximum potential loan amount for a fully vested participant would vary accordingly. Check with your plan administrator for specific loan terms, or see our withdrawal rules guide.
When you leave Board of Trustees I.A.T.S.E. Annuity Fund, you have several options for your 401(k): keep it in the plan (if the balance is over $7,000), roll it over to a new employer's plan, roll it to an IRA, or take a cash distribution (subject to taxes and potential penalties). In the most recent filing year, the plan processed $85.8M in distributions to departing or retired participants. Employer match contributions may be subject to a vesting schedule.
According to the most recent Form 5500 filing, the Board of Trustees I.A.T.S.E. Annuity Fund 401(k) plan has 100,349 active participants managing $1.4B in plan assets. The average account balance is $14K per participant.
Many major employers, including Board of Trustees I.A.T.S.E. Annuity Fund, offer both traditional pre-tax and Roth after-tax 401(k) contribution options. Given that Board of Trustees I.A.T.S.E. Annuity Fund participants average $93 in annual deferrals, choosing between Roth and traditional depends on whether you expect your tax bracket to be higher or lower in retirement. Contact the Board of Trustees I.A.T.S.E. Annuity Fund plan administrator for availability.
The Board of Trustees I.A.T.S.E. Annuity Fund 401(k) plan typically offers a range of investment options including target-date funds, index funds, actively managed funds, and potentially company stock. The plan generated $239.4M in total investment income during the last filing year. Use our 401(k) calculator to project growth, or log into your account to see current options.
For 2026, Board of Trustees I.A.T.S.E. Annuity Fund matches Employer contributions of $934 per participant annually (may include profit sharing or non-elective contributions). The 2026 employee deferral limit is $24,500 ($32,500 if 50+, $35,750 if 60-63). Use our match calculator to estimate your free money.
401(k) Guides & Tools
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Disclaimer: Information on this page is sourced from public DOL Form 5500 filings and is provided for educational purposes only. This is not financial, tax, or investment advice. Plan details may have changed since the last filing. Always consult your plan administrator, HR department, or a qualified financial advisor for the most current information about your 401(k) plan. 401K.is is not affiliated with Board of Trustees I.A.T.S.E. Annuity Fund or their plan providers.
Last updated: March 2026 | Data source: DOL Form 5500 (Latest Filings) | Filed: 2025-10-09