Burlington Coat Factory Warehouse 401(k) Plan

Burlington Coat Factory Warehouse offers an employer match through their 401(k) plan. The plan received $15.0M in employer contributions alongside $34.2M in employee deferrals (44% ratio). This is consistent with a standard match formula such as 50% on the first 6% of salary contributed. The exact match formula may vary by plan and employment status. Contact Burlington Coat Factory Warehouse HR or your plan administrator for the specific match formula applicable to your situation.

You can access your Burlington Coat Factory Warehouse 401(k) account through the plan provider's participant portal. The plan serves 71,498 active participants. If you're a current or former employee, use the login link above or contact the plan administrator at the phone number listed on this page. First-time users will need to register using their Social Security number and date of birth.

For 2026, Burlington Coat Factory Warehouse 401(k) participants can contribute up to $24,500 in employee deferrals. Participants aged 50+ can contribute an additional $8,000 in catch-up contributions (total $32,500). Those aged 60-63 can make super catch-up contributions of $11,250 (total $35,750). Currently, Burlington Coat Factory Warehouse participants contribute an average of $479 per year in employee deferrals. Employer contributions are separate from these limits.

Many Burlington Coat Factory Warehouse 401(k) plans offer loan provisions. As of the latest filing, Burlington Coat Factory Warehouse participants had $10.6M in outstanding loans (averaging $148 across participants with active loans). The IRS limits 401(k) loans to the lesser of $50,000 or 50% of your vested balance. With an average account balance of $6K in the Burlington Coat Factory Warehouse plan, the maximum potential loan amount for a fully vested participant would vary accordingly. Check with your plan administrator for specific loan terms, or see our withdrawal rules guide.

When you leave Burlington Coat Factory Warehouse, you have several options for your 401(k): keep it in the plan (if the balance is over $7,000), roll it over to a new employer's plan, roll it to an IRA, or take a cash distribution (subject to taxes and potential penalties). In the most recent filing year, the plan processed $44.4M in distributions to departing or retired participants. Employer match contributions may be subject to a vesting schedule.

According to the most recent Form 5500 filing, the Burlington Coat Factory Warehouse 401(k) plan has 71,498 active participants managing $458.9M in plan assets. The average account balance is $6K per participant.

Many major employers, including Burlington Coat Factory Warehouse, offer both traditional pre-tax and Roth after-tax 401(k) contribution options. Given that Burlington Coat Factory Warehouse participants average $479 in annual deferrals, choosing between Roth and traditional depends on whether you expect your tax bracket to be higher or lower in retirement. Contact the Burlington Coat Factory Warehouse plan administrator for availability.

The Burlington Coat Factory Warehouse 401(k) plan typically offers a range of investment options including target-date funds, index funds, actively managed funds, and potentially company stock. The plan generated $111.9M in total investment income during the last filing year. Use our 401(k) calculator to project growth, or log into your account to see current options.