Updated 2026-03-20
T. Rowe Price vs ForUsAll 401(k) Comparison
Compare T. Rowe Price (#5, 8.5/10) and ForUsAll (#22, 6.4/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | T. Rowe Price | ForUsAll |
|---|---|---|
| Overall Score | 8.5/10 | 6.4/10 |
| Rank | #5 | #22 |
| AUM | $1.3 trillion | $2 billion |
| Participants | 10 million | 50,000 |
| Plan Sponsors | 4,500+ | 2,000+ |
| Founded | 1937 | 2012 |
Ratings Comparison
| Category | T. Rowe Price | ForUsAll |
|---|---|---|
| Fees & Costs | 3.8/5 | 3.3/5 |
| Investment Options | 4.6/5 | 3.5/5 |
| Customer Service | 4.4/5 | 3.5/5 |
| Mobile App | 4.2/5 | 3.8/5 |
Fee Comparison
| Fee Type | T. Rowe Price | ForUsAll |
|---|---|---|
| Admin Fees | $0 - $50/year | $120/month + $6/employee |
| Expense Ratios | 0.30% - 1.2% | 0.03% - 0.50% + crypto fees |
| Trading Fees | $0 for T. Rowe Price funds | $0 for funds, varies for crypto |
| Advisory Fees | 0.30% - 1.25% | Included |
T. Rowe Price Strengths
- Excellent actively managed fund performance
- Best-in-class target date funds
- Strong research capabilities
- No-transaction-fee mutual fund platform
ForUsAll Strengths
- First 401(k) with crypto investment options
- Coinbase-powered crypto trading window
- Automated 5% crypto allocation guardrail
- Modern technology platform
Rollover, Loans & Withdrawals
| Feature | T. Rowe Price | ForUsAll |
|---|---|---|
| Rollover Platform | Individual.troweprice.com | ForUsAll App |
| Loans Available | Yes | No |
| Withdrawal Methods | Online portal, Phone (800-225-5132) | Online via ForUsAll platform, Email support |
| Distribution Options | Lump sum, Partial withdrawal, Installment payments, Rollover to IRA | Lump sum, Partial withdrawal, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose T. Rowe Price if you want:
- Active fund believers
- Target-date fund users
- Research-oriented investors
- Long-term holders
Choose ForUsAll if you want:
- Crypto-curious employees
- Tech-forward companies
- Employers wanting alternative investments
- Small businesses
Our Verdict: T. Rowe Price vs ForUsAll
T. Rowe Price wins this comparison with a score of 8.5/10 vs 6.4/10. T. Rowe Price excels with excellent actively managed fund performance, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
Other Popular Comparisons
Compare these 401(k) providers head-to-head
Vanguard vs ForUsAllCompare these 401(k) providers head-to-head
Schwab vs ForUsAllCompare these 401(k) providers head-to-head
Empower vs ForUsAllCompare these 401(k) providers head-to-head
T. Rowe Price vs PrincipalCompare these 401(k) providers head-to-head
T. Rowe Price vs ADPCompare these 401(k) providers head-to-head
T. Rowe Price vs ForUsAll: Complete 401(k) Comparison for 2026
Choosing between T. Rowe Price and ForUsAll for your 401(k) is an important decision that affects your retirement savings. T. Rowe Price offers active management while ForUsAll is known for crypto 401(k). In terms of fees, T. Rowe Price charges 0.30% - 1.2% expense ratios compared to ForUsAll's 0.03% - 0.50% + crypto fees. T. Rowe Price manages $1.3 trillion in assets and serves 10 million participants, while ForUsAll has $2 billion AUM and 50,000 participants.
Key Differences: T. Rowe Price vs ForUsAll
When comparing T. Rowe Price and ForUsAll, consider their core strengths: T. Rowe Price excels with excellent actively managed fund performance, while ForUsAll stands out for first 401(k) with crypto investment options. Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. T. Rowe Price's customer service rating is 4.4/5 compared to ForUsAll's 3.5/5. For mobile experience, T. Rowe Price scores 4.2/5 while ForUsAll scores 3.8/5.
Which Provider is Right for You?
Choose T. Rowe Price if you prioritize active fund believers. Choose ForUsAll if you're looking for crypto-curious employees. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual T. Rowe Price and ForUsAll provider pages.
Frequently Asked Questions
T. Rowe Price scores higher in our 2026 rankings with 8.5/10. T. Rowe Price is best for active fund believers, while ForUsAll is best for crypto-curious employees. The right choice depends on your employer's plan and your priorities.
T. Rowe Price charges expense ratios of 0.30% - 1.2% with admin fees of $0 - $50/year. ForUsAll charges 0.03% - 0.50% + crypto fees expense ratios with admin fees of $120/month + $6/employee. T. Rowe Price's fees rating is 3.8/5 compared to ForUsAll's 3.3/5.
Yes, you can roll over between T. Rowe Price and ForUsAll. T. Rowe Price uses Individual.troweprice.com for rollovers, while ForUsAll uses ForUsAll App. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
T. Rowe Price offers 401(k) loans. ForUsAll does not offer 401(k) loans.
T. Rowe Price scores 4.6/5 for investment options, while ForUsAll scores 3.5/5. Both offer target-date funds, index funds, and managed accounts. T. Rowe Price's investment options include Active Mutual Funds, Target Date Funds, Index Funds. ForUsAll offers Index Funds, Target Date Funds, Cryptocurrency.
For small businesses, consider plan minimums and per-participant costs. T. Rowe Price is best for active fund believers, target-date fund users, research-oriented investors, long-term holders. ForUsAll is best for crypto-curious employees, tech-forward companies, employers wanting alternative investments, small businesses. Compare admin fees: T. Rowe Price charges $0 - $50/year vs ForUsAll's $120/month + $6/employee.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20