T. Rowe Price vs Transamerica 401(k) Comparison
Compare T. Rowe Price (#5, 8.5/10) and Transamerica (#11, 7.5/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | T. Rowe Price | Transamerica |
|---|---|---|
| Overall Score | 8.5/10 | 7.5/10 |
| Rank | #5 | #11 |
| AUM | $1.3 trillion | $300 billion |
| Participants | 10 million | 6 million |
| Plan Sponsors | 4,500+ | 35,000+ |
| Founded | 1937 | 1904 |
Ratings Comparison
| Category | T. Rowe Price | Transamerica |
|---|---|---|
| Fees & Costs | 3.8/5 | 3.6/5 |
| Investment Options | 4.6/5 | 3.7/5 |
| Customer Service | 4.4/5 | 3.8/5 |
| Mobile App | 4.2/5 | 3.5/5 |
Fee Comparison
| Fee Type | T. Rowe Price | Transamerica |
|---|---|---|
| Admin Fees | $0 - $50/year | $750 - $3,000/year |
| Expense Ratios | 0.30% - 1.2% | 0.25% - 1.2% |
| Trading Fees | $0 for T. Rowe Price funds | Plan dependent |
| Advisory Fees | 0.30% - 1.25% | 0.35% - 0.85% |
T. Rowe Price Strengths
- Excellent actively managed fund performance
- Best-in-class target date funds
- Strong research capabilities
- No-transaction-fee mutual fund platform
Transamerica Strengths
- Comprehensive financial wellness programs
- Flexible plan design options
- Strong educational resources and tools
- Integrated workplace benefits platform
Which Should You Choose?
Choose T. Rowe Price if you want:
- Active fund believers
- Target-date fund users
- Research-oriented investors
- Long-term holders
Choose Transamerica if you want:
- Mid-sized companies
- Integrated benefits seekers
- Financial wellness focus
Our Verdict: T. Rowe Price vs Transamerica
T. Rowe Price wins this comparison with a score of 8.5/10 vs 7.5/10. T. Rowe Price excels with excellent actively managed fund performance, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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T. Rowe Price vs Transamerica: Complete 401(k) Comparison for 2026
Choosing between T. Rowe Price and Transamerica for your 401(k) is an important decision that affects your retirement savings. T. Rowe Price offers active management while Transamerica is known for workplace benefits. In terms of fees, T. Rowe Price charges 0.30% - 1.2% expense ratios compared to Transamerica's 0.25% - 1.2%. T. Rowe Price manages $1.3 trillion in assets and serves 10 million participants, while Transamerica has $300 billion AUM and 6 million participants.
Key Differences: T. Rowe Price vs Transamerica
When comparing T. Rowe Price and Transamerica, consider their core strengths: T. Rowe Price excels with excellent actively managed fund performance, while Transamerica stands out for comprehensive financial wellness programs. Both providers offer comprehensive investment options including target-date funds, index funds, and managed accounts. T. Rowe Price's customer service rating is 4.4/5 compared to Transamerica's 3.8/5. For mobile experience, T. Rowe Price scores 4.2/5 while Transamerica scores 3.5/5.
Which Provider is Right for You?
Choose T. Rowe Price if you prioritize active fund believers. Choose Transamerica if you're looking for mid-sized companies. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual T. Rowe Price and Transamerica provider pages.