Updated 2026-03-20
Nationwide vs ForUsAll 401(k) Comparison
Compare Nationwide (#13, 7.3/10) and ForUsAll (#22, 6.4/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | Nationwide | ForUsAll |
|---|---|---|
| Overall Score | 7.3/10 | 6.4/10 |
| Rank | #13 | #22 |
| AUM | $250 billion | $2 billion |
| Participants | 3.5 million | 50,000 |
| Plan Sponsors | 30,000+ | 2,000+ |
| Founded | 1926 | 2012 |
Ratings Comparison
| Category | Nationwide | ForUsAll |
|---|---|---|
| Fees & Costs | 3.4/5 | 3.3/5 |
| Investment Options | 3.5/5 | 3.5/5 |
| Customer Service | 4.0/5 | 3.5/5 |
| Mobile App | 3.4/5 | 3.8/5 |
Fee Comparison
| Fee Type | Nationwide | ForUsAll |
|---|---|---|
| Admin Fees | $800 - $3,500/year | $120/month + $6/employee |
| Expense Ratios | 0.30% - 1.3% | 0.03% - 0.50% + crypto fees |
| Trading Fees | Plan dependent | $0 for funds, varies for crypto |
| Advisory Fees | 0.45% - 0.95% | Included |
Nationwide Strengths
- Strong in 403(b) and 457 plans
- Guaranteed lifetime income options
- Good public sector solutions
- Stable value fund options
ForUsAll Strengths
- First 401(k) with crypto investment options
- Coinbase-powered crypto trading window
- Automated 5% crypto allocation guardrail
- Modern technology platform
Rollover, Loans & Withdrawals
| Feature | Nationwide | ForUsAll |
|---|---|---|
| Rollover Platform | Nationwide.com | ForUsAll App |
| Loans Available | Yes | No |
| Withdrawal Methods | Online via Nationwide.com, Phone (877-677-3678) | Online via ForUsAll platform, Email support |
| Distribution Options | Lump sum, Partial withdrawal, Installment payments, Guaranteed lifetime income, Rollover to IRA | Lump sum, Partial withdrawal, Rollover to IRA, Required Minimum Distributions |
Which Should You Choose?
Choose Nationwide if you want:
- Public sector employees
- Teachers and nonprofits
- Guaranteed income seekers
Choose ForUsAll if you want:
- Crypto-curious employees
- Tech-forward companies
- Employers wanting alternative investments
- Small businesses
Our Verdict: Nationwide vs ForUsAll
Nationwide wins this comparison with a score of 7.3/10 vs 6.4/10. Nationwide excels with strong in 403(b) and 457 plans, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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Nationwide vs ForUsAll: Complete 401(k) Comparison for 2026
Choosing between Nationwide and ForUsAll for your 401(k) is an important decision that affects your retirement savings. Nationwide offers public sector while ForUsAll is known for crypto 401(k). In terms of fees, Nationwide charges 0.30% - 1.3% expense ratios compared to ForUsAll's 0.03% - 0.50% + crypto fees. Nationwide manages $250 billion in assets and serves 3.5 million participants, while ForUsAll has $2 billion AUM and 50,000 participants.
Key Differences: Nationwide vs ForUsAll
When comparing Nationwide and ForUsAll, consider their core strengths: Nationwide excels with strong in 403(b) and 457 plans, while ForUsAll stands out for first 401(k) with crypto investment options. Both providers offer a wide range of investment options including target-date funds, index funds, and managed accounts. Nationwide's customer service rating is 4.0/5 compared to ForUsAll's 3.5/5. For mobile experience, Nationwide scores 3.4/5 while ForUsAll scores 3.8/5.
Which Provider is Right for You?
Choose Nationwide if you prioritize public sector employees. Choose ForUsAll if you're looking for crypto-curious employees. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual Nationwide and ForUsAll provider pages.
Frequently Asked Questions
Nationwide scores higher in our 2026 rankings with 7.3/10. Nationwide is best for public sector employees, while ForUsAll is best for crypto-curious employees. The right choice depends on your employer's plan and your priorities.
Nationwide charges expense ratios of 0.30% - 1.3% with admin fees of $800 - $3,500/year. ForUsAll charges 0.03% - 0.50% + crypto fees expense ratios with admin fees of $120/month + $6/employee. Nationwide's fees rating is 3.4/5 compared to ForUsAll's 3.3/5.
Yes, you can roll over between Nationwide and ForUsAll. Nationwide uses Nationwide.com for rollovers, while ForUsAll uses ForUsAll App. A direct rollover avoids mandatory tax withholding. Contact your new provider to initiate the transfer.
Nationwide offers 401(k) loans. ForUsAll does not offer 401(k) loans.
Nationwide scores 3.5/5 for investment options, while ForUsAll scores 3.5/5. Both offer target-date funds, index funds, and managed accounts. Nationwide's investment options include Mutual Funds, Target Date Funds, Fixed Annuities. ForUsAll offers Index Funds, Target Date Funds, Cryptocurrency.
For small businesses, consider plan minimums and per-participant costs. Nationwide is best for public sector employees, teachers and nonprofits, guaranteed income seekers. ForUsAll is best for crypto-curious employees, tech-forward companies, employers wanting alternative investments, small businesses. Compare admin fees: Nationwide charges $800 - $3,500/year vs ForUsAll's $120/month + $6/employee.
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-03-20