T. Rowe Price vs Nationwide 401(k) Comparison
Compare T. Rowe Price (#5, 8.5/10) and Nationwide (#13, 7.3/10) side by side across fees, ratings, features, and investment options.
Overall Comparison
| Feature | T. Rowe Price | Nationwide |
|---|---|---|
| Overall Score | 8.5/10 | 7.3/10 |
| Rank | #5 | #13 |
| AUM | $1.3 trillion | $250 billion |
| Participants | 10 million | 3.5 million |
| Plan Sponsors | 4,500+ | 30,000+ |
| Founded | 1937 | 1926 |
Ratings Comparison
| Category | T. Rowe Price | Nationwide |
|---|---|---|
| Fees & Costs | 3.8/5 | 3.4/5 |
| Investment Options | 4.6/5 | 3.5/5 |
| Customer Service | 4.4/5 | 4.0/5 |
| Mobile App | 4.2/5 | 3.4/5 |
Fee Comparison
| Fee Type | T. Rowe Price | Nationwide |
|---|---|---|
| Admin Fees | $0 - $50/year | $800 - $3,500/year |
| Expense Ratios | 0.30% - 1.2% | 0.30% - 1.3% |
| Trading Fees | $0 for T. Rowe Price funds | Plan dependent |
| Advisory Fees | 0.30% - 1.25% | 0.45% - 0.95% |
T. Rowe Price Strengths
- Excellent actively managed fund performance
- Best-in-class target date funds
- Strong research capabilities
- No-transaction-fee mutual fund platform
Nationwide Strengths
- Strong in 403(b) and 457 plans
- Guaranteed lifetime income options
- Good public sector solutions
- Stable value fund options
Which Should You Choose?
Choose T. Rowe Price if you want:
- Active fund believers
- Target-date fund users
- Research-oriented investors
- Long-term holders
Choose Nationwide if you want:
- Public sector employees
- Teachers and nonprofits
- Guaranteed income seekers
Our Verdict: T. Rowe Price vs Nationwide
T. Rowe Price wins this comparison with a score of 8.5/10 vs 7.3/10. T. Rowe Price excels with excellent actively managed fund performance, making it the stronger choice for most investors in this matchup. However, the best choice ultimately depends on your specific needs, employer plan availability, and investment preferences.
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T. Rowe Price vs Nationwide: Complete 401(k) Comparison for 2026
Choosing between T. Rowe Price and Nationwide for your 401(k) is an important decision that affects your retirement savings. T. Rowe Price offers active management while Nationwide is known for public sector. In terms of fees, T. Rowe Price charges 0.30% - 1.2% expense ratios compared to Nationwide's 0.30% - 1.3%. T. Rowe Price manages $1.3 trillion in assets and serves 10 million participants, while Nationwide has $250 billion AUM and 3.5 million participants.
Key Differences: T. Rowe Price vs Nationwide
When comparing T. Rowe Price and Nationwide, consider their core strengths: T. Rowe Price excels with excellent actively managed fund performance, while Nationwide stands out for strong in 403(b) and 457 plans. Both providers offer comprehensive investment options including target-date funds, index funds, and managed accounts. T. Rowe Price's customer service rating is 4.4/5 compared to Nationwide's 4.0/5. For mobile experience, T. Rowe Price scores 4.2/5 while Nationwide scores 3.4/5.
Which Provider is Right for You?
Choose T. Rowe Price if you prioritize active fund believers. Choose Nationwide if you're looking for public sector employees. Your decision should also consider your employer's plan availability, fee sensitivity, desired investment options, and customer service expectations. For detailed reviews, visit our individual T. Rowe Price and Nationwide provider pages.